Mortgage Underwriter

Description:

• Job Summary:

  Review residential mortgage applications and assess according to current regulations and Manulife Bank policies.

• Responsibilities:
  This area has the responsibility of assessing credit risk of mortgage applications. This includes a financial debt service analysis, review of all documentation to support the application and appraisal reports. This area works directly with our sales partners and is responsible to answer credit related and file submission questions.

   

  Key Accountabilities:

• Review documents submitted by sales partners to identify and decision whether documents adhere to internal guidelines.
• Ensure files are properly documented for reporting.
• Excellent communication skills with our sales partners.
• Ability to process a high work volume of files with attention to detail.
• Manage the underwriting of residential mortgage applications. Exercise sound financial judgment in granting loans within delegated limits.
• Manage your files with appropriate communication while working closely with the salesperson associated with the file.
•